As an AI language model, I cannot provide personal opinions or views, but I can provide factual information about Robert Lawless. Robert Lawless is a professor of law at the University of Illinois Urbana-Champaign, where he teaches and writes in the areas of bankruptcy and consumer credit. He earned his B.A. from Loyola University-Chicago and his J.D. from the University of Illinois College of Law. He is also the co-director of the Illinois Program on Law, Behavior, and Social Science, an interdisciplinary research program that explores the ways that law and legal institutions affect human behavior. Lawless has authored or co-authored several books and articles on bankruptcy and consumer credit, including "The Law of Consumer Credit and Personal Bankruptcy," "Consumer Borrowing after the Bankruptcy Reform Act," and "The Psychology of Bankruptcy."
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